Planning & Consulting
Financial Planning & Consulting
Advice on its own terms, whether you want a full plan, help with a single decision, or ongoing recommendations while you keep the trading authority.
Planning you can engage on its own
You don’t have to hand over your portfolio to get real planning. As a fee-only fiduciary, we offer standalone financial planning and consulting, billed transparently by the hour, with no commissions and no proprietary products. If a conflict of interest ever exists between our recommendation and your interests, you are under no obligation to act on it or to implement it through us.
Full Financial Plan
A complete evaluation of your current and future financial picture, using your net worth, tax situation, allocation, and goals to model cash flows, asset values, and withdrawal plans. Delivered within 90 days.
Single-Topic Consulting
Focused help on a specific question, an equity-comp decision, a liquidity event, a retirement date, without commissioning a full plan. The topics are agreed up front in the engagement.
Non-Discretionary Management
Ongoing portfolio monitoring and specific buy/sell recommendations while you keep sole authority to place every trade in your own account. A flat annual fee based on complexity and scope.
What a full financial plan can cover
- Goal setting and net-worth review
- Cash-flow and savings analysis
- Retirement accumulation and distribution strategy
- Comprehensive risk-management and insurance review
- Long-term investment and asset-allocation plan
- Tax-reduction strategy
- Estate preservation and beneficiary review
Transparent, hourly pricing
Standalone financial planning and consulting is billed at $250 per hour, based on complexity and scope. You receive an estimated fee before we begin, and you can cancel at any time during the process with no obligation. Non-discretionary management is a flat annual fee (typically $2,500 to $25,000 depending on scope), set in your advisory agreement. Full details are in our disclosures and Form ADV.
Start with a conversation
Tell us what you’re trying to figure out, and we’ll suggest the right level of engagement.
Related guides
ABLE Accounts: Tax-Advantaged Savings for Disabilities
ABLE accounts let individuals with disabilities save up to $100,000 without losing SSI or Medicaid benefits, with tax-free growth for qualified disability expenses.
ACA Health Insurance for Early Retirees
Navigating the ACA marketplace is critical for early retirees and career transitioners who lose employer health coverage before Medicare eligibility at 65, managing MAGI to maximize premium tax credits can save thousands annually.
Budgeting Methods: How to Find the Right Approach for Your Money
From the 50/30/20 rule to zero-based budgeting, compare popular methods to find a system that fits your income, goals, and lifestyle.
Business Succession Planning: Preparing for What's Next
A practical guide to planning your business exit, covering succession types, valuation methods, tax strategies, and the timeline to get it right.